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Aircraft Finance Calculator

Calculate monthly payments, total cost, and financing for private aircraft

Use our Aircraft Finance Calculator to estimate loan payments, interest, and full ownership costs for jets, turboprops, and piston aircraft.

$50K – $100M
Enter a value between $50,000 and $100,000,000
$0 – $20M (typically 20%+)
Down payment cannot exceed aircraft price
5–20 years (common for aircraft)
3.5% – 12% (current avg: 5.75%)
Rate must be 3.5%–12%
30%–90% (jets depreciate slower)
Enter 30–90%
50–1,000 hours/year
Enter 50–1,000 hours

Enter valid inputs to calculate

Aircraft Finance Calculator: Plan Your Aviation Investment

Use our aircraft finance calculator to accurately estimate monthly payments, total interest, and full financing costs for private aircraft purchases. Whether you're financing a Cessna 172, Beechcraft King Air, or Gulfstream jet, this tool delivers precision.

"Financing an aircraft is a major decision — use the aircraft finance calculator to avoid surprises." — Aviation Finance Expert

How the Aircraft Finance Calculator Works

Our aircraft finance calculator uses real-world aviation financing formulas:

  • Loan Amount = Price – Down Payment
  • Monthly Payment = Standard amortization with residual value adjustment
  • Total Interest = Full loan cost over term
  • Depreciation Impact = Based on residual value and flight hours
  • Hourly Cost = Payment + fuel + maintenance (estimated)

Key Outputs from the Aircraft Finance Calculator

  • Monthly Payment (principal + interest)
  • Total Loan Cost
  • Total Interest Paid
  • Cost Per Flight Hour
  • Equity at Term End (residual value)

Why Use This Aircraft Finance Calculator?

  • Realistic input validation (no $10M piston planes)
  • Residual value modeling (critical for jets)
  • Current aviation loan rates (5.75% avg)
  • Hourly operating cost estimate
  • Mobile-optimized

Real Aircraft Finance Calculator Examples

  • Cessna 172 ($300K, 20% down, 5.75%, 10-yr): ~$3,600/month
  • King Air 350 ($5M, 25% down, 5.5%, 12-yr): ~$45,000/month
  • Gulfstream G650 ($65M, 30% down, 5%, 15-yr): ~$420,000/month

Aircraft Finance Calculator Input Guidelines

  1. Price: $50K–$100M
  2. Down Payment: 20%+ recommended
  3. Term: 5–20 years
  4. Rate: 3.5%–12%
  5. Residual: 60%+ for jets, 40% for pistons

Calculate Your Aircraft Finance Now

Get accurate numbers before you sign. Use the aircraft finance calculator today.

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