Start Calculating Free

Cash on Cash Return Calculator

Measure your real estate cash flow ROI

Use our Cash on Cash Return Calculator to calculate your annual pre-tax cash flow return on the actual cash you've invested in a rental property.

$50K–$5M
$10K–$1M
$0–$50K
$0–$200K
$12K–$500K
$5K–$300K

Enter investment details to calculate CoC return

Cash on Cash Return measures cash income earned on cash invested.

Cash Invested

Down + Closing + Rehab

Total out-of-pocket

Annual Cash Flow

Income – Expenses

Pre-tax cash

CoC Return

Cash Flow ÷ Cash Invested

Annual % return

CoC = (Income – Expenses) ÷ (Down + Closing + Rehab)

Cash on Cash Return Calculator: Real Estate Cash Flow ROI

Use our Cash on Cash Return Calculator to instantly see your annual return on the actual cash you've put into a rental property — including down payment, closing costs, and rehab.

"Cash on Cash Return tells you how hard your money is working — before taxes and appreciation." — Real Estate Investor

How the Cash on Cash Return Calculator Works

Our Cash on Cash Return Calculator uses the simple but powerful formula:

  • Cash Invested: Down Payment + Closing Costs + Repair Costs
  • Annual Cash Flow: Gross Income – Operating Expenses
  • CoC Return: (Cash Flow ÷ Cash Invested) × 100%
  • Excludes: Mortgage payments, depreciation, appreciation

Key Outputs from the Cash on Cash Return Calculator

  • Cash on Cash Return (%)
  • Total Cash Invested
  • Annual Net Cash Flow
  • Monthly Cash Flow
  • Break-Even Analysis

Why Use This Cash on Cash Return Calculator?

  • Includes all cash costs
  • Pre-tax cash flow focus
  • BRRRR & flip ready
  • Realistic input ranges
  • Mobile-optimized

Real Cash on Cash Return Calculator Examples

  • $300K purchase, $75K down, $29K costs: $104K invested → 17.3% CoC
  • $200K duplex, $50K down, $15K rehab: $21K cash flow → 30.0% CoC
  • Goal 12% CoC: Need $12K cash flow on $100K invested

Get Started with the Cash on Cash Return Calculator

  1. Enter Purchase Price & Down Payment
  2. Add Closing & Rehab Costs
  3. Input Annual Income & Expenses
  4. View CoC Return Instantly
  5. Compare Deals Side-by-Side

Calculate Your CoC Return Now

The Cash on Cash Return Calculator reveals your true cash ROI. Start now.

Run Cash on Cash Return Calculator