Start Calculating Free

Diminished Value Calculator

Estimate your vehicle's post-accident resale loss

Use our Diminished Value Calculator to estimate how much your car lost in market value after an accident using the industry-standard 17c formula.

$5K–$150K
0–200K miles
Structural vs. cosmetic
0–20 years
Affects claim validity

Enter vehicle details to calculate

The 17c formula is the insurance industry standard for diminished value claims.

Step 1: Base Loss

10% of NADA value

Max starting point

Step 2: Mileage

0–100K miles

Multiplier 0.00–1.00

Step 3: Damage

0.00–1.00

Severity multiplier

DV = Value × 0.10 × Mileage × Damage

Diminished Value Calculator: Know Your Post-Accident Loss

Use our Diminished Value Calculator to estimate the reduction in your vehicle's market value after an accident, even if fully repaired.

Important: You must be not at fault to file a diminished value claim in most states.
"Even perfect repairs can't restore market confidence." — Auto Appraiser

How the Diminished Value Calculator Works

Our Diminished Value Calculator uses the proven 17c formula:

  1. Base Loss: 10% of pre-accident value (NADA/Black Book)
  2. Mileage Multiplier: 1.0 (0–20K) → 0.0 (100K+)
  3. Damage Multiplier: 0.00 (severe) → 1.00 (minor)
  4. Final DV = Base × Mileage × Damage

Key Outputs from the Diminished Value Calculator

  • Estimated Diminished Value
  • Base Loss (10%)
  • Mileage Adjustment
  • Damage Severity Factor
  • Claim Range

Why Use This Diminished Value Calculator?

  • 17c formula compliant
  • Realistic input ranges
  • Not-at-fault validation
  • Insurance claim ready
  • Mobile-optimized

Real Diminished Value Calculator Examples

  • $35K car, 45K miles, moderate damage: $1,925 DV claim
  • $60K SUV, 15K miles, minor damage: $5,400 DV
  • $20K sedan, 90K miles, major damage: $400 DV

Get Started with the Diminished Value Calculator

  1. Enter Pre-Accident Value
  2. Add Mileage & Age
  3. Select Damage Level
  4. Confirm Not At Fault
  5. Get Claim Estimate

Calculate Your Diminished Value Now

The Diminished Value Calculator helps you recover what’s rightfully yours. Start now.

Run Diminished Value Calculator